A home warranty
protects you from repair costs that are
not covered by your home insurance.
Home warranties
cover malfunctions of major appliances
such as washers, dryers, ovens, and
refrigerators. They also cover
ductwork, plumbing, the electrical
system, heating, and air-conditioning.
In some cases, or for additional fees,
the warranty might extend to garbage
disposals, doorbells, ceiling fans,
garage-door openers, water softeners,
trash compactors, and built-in
microwaves.
Home warranties typically last one year
and don't overlap or replace homeowners
insurance policy. Think of it as a cause
and effect relationship: If a hot water
heater burst and destroyed a wall in
your home, the warranty would repair the
water heater and your insurance would
pay to fix the wall.
The age of your
home usually doesn’t matter, as far as
warranty coverage is concerned. You can
obtain a home warranty, as long the
covered items are in good working order
at the start of the contract.
Get Free Home Warranty
Quotes